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…from sunny Queensland! I’m here for a few days and have really lucked out with the weather which is always a win.

Well… everything’s gone a bit off the rails in the world lately hasn’t it. Ego driven men are squabbling, families are being displaced or worse, and now there’s a fuel crisis to panic about too.

It’s easy to spiral when every headline you see is negative, but I hope our weekly newsletter of money saving deals can help you in some way to rebalance the scales in your bottom line.

Remember that negativity compounds. It leads to hopelessness, which leads to inaction. And we don’t want that for our finances. When we think everything is bad, we’re less able to find the drive to take opportunities for good.

Try to stay positive where you can, and remember that small savings do add up. It’s never fun when we pay the price for things that aren’t our fault. Maybe your monthly outgoings have crept up a couple of hundred dollars with rate rises and now fuel costs. But if you can compare your health insurance and reduce that by $50 a month, score free gift vouchers, or get 10% back on something you were buying anyway, it all adds up to reduce the impact.

Keep your head up (and maybe watch some vintage YouTube of cats on treadmills when you feel sad)

BONUS POINTS OFFER
Earn 20x Everyday Rewards points on select TCN gift cards at Woolworths


🛒 How it works

  • No activation required

  • Scan your Everyday Rewards card on checkout

  • Receive 20x points per $1 spent

💳 Eligible cards

All denominations:

  • TCN Him

  • TCN Her

  • TCN Teen

⚠️ Things to keep in mind

  • In store only (excludes Woolworths Online & MILKRUN)

  • Limit of 2 per day of TCN Teen ($20-$500 variable load)

  • Limit of 10 per day for all other gift cards

  • Bonus points may take up to 14 business days to appear

REWARD OFFER
Up to $700 in gift cards + 12 weeks free cover with HBF + Finder

⚡️ What’s on offer

There are two separate offers you can combine to earn up to $700 in gift cards:

  • HBF + Finder: up to $500 digital Visa gift card when you sign up to a HBF policy via Finder

  • HBF promo: up to $200 Prezzee gift card + up to 12 weeks free

The $500 applies to combined cover - lower amounts apply for hospital only or extras only policies.

🛒 How it works

Eligible HBF Policy via Finder

  • Head to the offer page to review the T&Cs

  • Enter your information via the quiz

  • Find an eligible HBF policy and sign up through Finder

  • Sign in or sign up to Finder membership (free)

  • Maintain your eligible cover until 15 July 2026 for the Finder reward

  • Receive your digital Visa gift card on or before 14 August 2026

HBF New Member Promo

  • Select the promo during online sign up

  • Receive your Prezzee gift card approximately 38 days after the policy start date

  • After 31 days of continuous cover:

    • Extras only → 4 weeks free

    • Hospital only → 6 weeks free

    • Combined → first 4 weeks free

  • For combined cover, the remaining free cover is applied over time (up to 26 months):

    • After 13 months → another 4 weeks free

    • After 26 months → final 4 weeks free

  • Check out the T&Cs here

⚠️ Things to keep in mind

  • Be over 18 and an Australian resident

  • You must be a new HBF customer (or not held a policy in 60 days)

  • Must pay premiums monthly or fortnightly via direct debit

  • To get the Finder reward, you must hold your policy until 15 July 2026

REWARD OFFER
Bonus $20 Kmart reward for signing up to OnePass annual membership

OnePass unlocks 5x Flybuys points at Kmart, Target, Bunnings and Officeworks for $40/year. With this offer, you’re receiving the membership for essentially half the price at $20/year plus a $20 Kmart voucher.


🛒 How it works

  • Be a new or returning OnePass member

  • Sign up for an annual OnePass membership here

  • Receive your $20 Kmart reward voucher in your account within 24 hours (but can take up to 2 weeks)

  • Can use the reward in store or online at Kmart with no minimum spend and is valid for 60 days from date of issue

⚠️ Things to keep in mind

  • Make sure to select the membership option on checkout that specifies the $20 reward

  • The reward is redeemable once per member

  • Offer does not work in conjunction with any of the free trials available

Catch up on the podcast

Things I’m loving this week

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