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Hello!
I can’t believe it’s actually time to say this already, but MERRY CHRISTMAS!
CASHBACK OFFERS
A quick reminder before the Boxing Day sales kick off
You don’t need to buy something just because it’s on sale.
Discounts create urgency and “saving” money on things you weren’t planning to buy is still spending. There will ALWAYS be more discounts 👀
If you were already planning to shop:
Stick to what was already on your list
Stick to your original budget
Make sure to use cashback where it’s available 💸
Cashback won’t make a bad purchase good but it can be the cherry on top to making a planned splurge even sweeter.
Example breakdown
If you’re new to using cashback apps, ShopBack & TopCashback both have good sign up bonuses at the moment (these are refer-a-friend links).
ShopBack: $20 sign up bonus
TopCashback: $20 sign up bonus
The template
Finally a net worth tracker that’s actually easy to use
It’s coming up to that time of year where we reflect on what we’ve achieved and start setting goals for the year ahead including how we’re going to track them.
One of the best ways to understand how your financial position is changing is your net worth, which is simply your assets minus your liabilities.
I always struggled to keep track and do the maths across multiple assets and loans, so I’d often put off tracking how my net worth was actually progressing.
Which is why I developed my own net worth tracking spreadsheet. Once you input your updated balances, it summarises everything for you and shows you exactly where you’re at.
The best part? Being able to pick up right where you left off each time, making it easier to stay consistent and turn tracking into a habit.
So in the spirit of bettering your finances in 2026, check out my net worth tracker and add it to your money toolkit.
Don’t forget to tag @tashinvests when you share your progress 💃🏽
Please note: prices are shown in USD, as our platform doesn’t currently support AUD pricing.
On the podcast this week
How growing up in a Samoan family shaped her money mindset
Reading The Barefoot Investor while pregnant changed the course of their family’s finances
Swallowing your pride to make better financial decisions for your future
A reminder that you don’t need everyone to believe in you - just yourself
Things I’m loving this week
📺 The End of an Era - Taylor Swift
Money wins in the community
Got a money win, lesson or tip? We’d love to hear it and celebrate with you!
Reply to this email we’ll feature a few in the weekly newsletter.
The book
