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Helloooo

I can’t believe another week is here and it’s ALREADY the 21st of Jan πŸ˜‚ This year really feels like it’s flying already.

I have been busy working on Tash Lends (we have a website now!!). Setting this up has been very exciting, but also really challenging in some ways. Going from someone who used to be very frugal, to now starting a new business where you really have to spend a lot of money to then make money in 12+ months time is interesting. At least I’m earning a lot of Qantas points through my Amex in this period of higher expenses πŸ‘€

Enjoy this week’s deals! πŸ’ƒπŸ»

BONUS POINTS OFFER
Up to 8,000 Everyday Rewards bonus points on this week’s shop

From 19-23 January 2026, Woolies is running a boosted Everyday Rewards offer if you spend in one transaction:

  • Spend $200-$249.99 β†’ get 3,000 points

  • Spend $250-$349.99 β†’ get 5,000 points

  • Spend $350+ β†’ get 8,000 points



πŸ›’ How it works

  • Activate the deal in your Everyday Rewards app or via this link

  • Complete an eligible shop at Woolworths in-store or online

  • Scan your Everyday Rewards card at checkout

  • Receive your bonus points (on top of your standard points earn) within 10 business days from the date the offer ends

πŸ’‘ What it’s worth

Maxing out the offer by spending $350 in a single transaction, you’ll bank an extra 8,000 Everyday Rewards points β†’ 4,000 Qantas Points.

That’s almost enough for a short domestic one way flight (plus fees + taxes) or $40 off your next Woolies shop!

⚠️ Things to keep in mind

  • Gift cards are not included, access the full exclusion list

  • You can stack this offer with any others available in your app

  • Available once per member during the offer period

  • Applies to the first transaction only

  • Receive bonus points within 10 business days after the offer period ends

BONUS POINTS OFFER
Earn up to 180,000 Velocity Points when you apply for an eligible credit card

*Important reminder: credit card companies offer these bonuses because they make money from them. Please take your time when deciding whether a credit card will be more helpful or more harmful for you.


πŸ›’ How it works

  • Head to the offer page to activate

  • Apply and be approved for your eligible credit card by 5 March 2026

  • Meet the minimum spend requirements for your new card

  • Earn an extra 30,000 Velocity Points on top of standard card sign up offers

  • Receive your bonus points within 4-6 weeks after you meet the criteria

Participating providers include: Westpac, AMEX, ANZ & NAB.

πŸ’‘ Points breakdown

Here’s how you would max out the bonus points:

⚠️ Things to keep in mind

  • Bonus points are in addition to any card specific sign up offers

  • If you have been approved for an eligible credit card outside of the promo period, you will not be able to earn bonus points in this promotion

  • This offer cannot be used in conjunction with other credit cards bonus points offers provided by Velocity Frequent Flyer

  • Standard fees, eligibility, and minimum spend criteria apply per card

BONUS POINTS OFFER
Up to 45,000 Flybuys points with Optus Home Internet


πŸ›’ How it works

  • Head to the offer page here

  • Select an eligible 4G, 5G or NBN service

  • Enter your Flybuys details during the checkout process

  • Stay connected for at least 3 months

  • Earn 10,000 bonus Flybuys points on top of existing offers

  • Receive your bonus points within 3 months from connection/activation

πŸ’‘ Points breakdown

Here are the plans that max out the bonus points offer:

45,000 Flybuys points = $225 Flybuys dollars to spend at Coles, Kmart, Target & Officeworks

✈️ Or convert to 22,500 Velocity Points

⚠️ Things to keep in mind

  • Only available to new services

  • Offers only accessible through Flybuys link

  • Must stay connected for 3 months to receive bonus points

  • Consider checking independent customer reviews (e.g. Trustpilot) before signing up

On the podcast this week

  • Tash and Ana’s picks for what they’d invest in if they were starting again

  • A breakdown of some all-in-one ETFs you could choose from

  • How the community would invest their first $1k

  • Tackling analysis paralysis and how to just get started

  • The potential rise of climate ghettos and what that means for our communities

  • Many building and real estate professionals are ignoring climate risk data leaving everyday Australians to do the research on future livability

  • A reminder that money alone can’t solve the world’s biggest issues

Things I’m loving this week

πŸ“– Chosen Family by Madeleine Gray

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