If someone shared this with you, hi! We'd love to send the next one straight to you - sign up here
Hello!
I can’t believe Christmas IS NEXT WEEK. I know time feels faster the older you get, but wow this year is really flying by.
We are trying something new and are running a referral challenge for the remainder of December as a thank you for sharing the newsletter. The person who refers the most people in December will win a $50 Prezzee gift card of their choice!
Here’s your unique link, happy sharing:
{{rp_refer_url}}
P.S. we’ll announce the winner on the 5th of Jan 💃🏻
BONUS POINTS OFFER
Earn up to 150,000 Flybuys points with HCF health insurance
🛒 How it works
Sign up for an eligible policy
Enter your Flybuys member number when signing up
Hold your policy for 30 days to earn 20,000 bonus Flybuys points
Hold your policy for 10 calendar months and you’re eligible for up to 130,000 Flybuys points
✨ Points breakdown
💳 Example:
If you sign up for an extras only policy:
Cheapest extras cover starts at ~$3 per week
Maintain cover for 30 days
Approximate total cost: ~$15
Flybuys points earned: 20,000 points
So by spending around $15, you’re getting $100 of value.
💡 What’s that worth
20,000 Flybuys points = $100 to spend at Coles, Kmart, Bunnings, Officeworks and more
✈️ Or convert to 10,000 Velocity Points
⚠️ Things to keep in mind
Must not have held an HCF policy in the last 6 months
20k bonus points are credited within 14 days after the 30 day period
Up to 130k points are credited within 30 days after the 10 month period
Eligible policies include hospital only, extras only or combined cover
Waiting periods do apply and generally start from 2 months
Make sure the policy suits your needs, or you’re comfortable with the cost
GIFT CARD OFFER
10% off gift cards at Woolies
🛒 Eligible cards
TCN Deluxe $20-500 variable load
TCN Active $20-500 variable load
TCN The Cinema Card
Uber
Google Play
Doordash
💡 What it’s worth
Spend $100 → pay $90 (save $10)
Spend $200 → pay $180 (save $20)
Spend $500 → pay $450 (save $50)
⚠️ Things to keep in mind
In store only
This is an instant discount at the checkout
Must scan your Everyday Rewards card to receive the discount
Limit of 2 TCN variable load gift cards per day
Limit of 10 of all other eligible gift cards per day
On the podcast this week
Qantas vs Velocity - which points are better to redeem?
Everyday Extra vs Coles Plus Saver - is it worth it?
Is Uber One actually worth the monthly cost?
Why we’d still pay for Accor Plus, even if the price went up
Defining what ethical consumption actually means
The average item of clothing passes through 100 people in the global supply chain before you buy it
Things I’m loving this week
📖 Girl A by Abigail Dean
Money wins in the community
Got a money win, lesson or tip? We’d love to hear it and celebrate with you!
Reply to this email we’ll feature a few in the weekly newsletter.
The template
Finally a net worth tracker that’s actually easy to use
Don’t forget to tag @tashinvests when you share your progress 💃🏽
Please note: prices are shown in USD, as our platform doesn’t currently support AUD pricing.
The book
