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Life has felt verrrry expensive recently. I’m currently in the process of hiring staff for Tash Lends (new mortgage broking business coming in January!!!! Join the waitlist here). It’s been a lot of fun setting it up, but there have been so many little costs that really start to add up - seek ads, legal fees, accountant fees, business name registration, buying domains etc. I also paid someone very experienced to do skills tests with potential candidates which was pricey but so worth the money!
Money win for the week though: I got $3,000 off my HECS debt thanks to the government’s 20% reduction on student debts 💃🏻
Gift card offer 💳
20x Flybuys points on Apple gift cards at Coles
🛒 How it works
Available in store only at Coles
Buy Apple gift cards
Scan your Flybuys card at checkout (no activation required)
You’ll earn 20x points per $1 spent
💻 Example: MacBook Air (13 inch) $1,999
Here’s what it looks like if you pay using gift cards:
3 × $500 Apple Gift Cards = $1,500
1 × $499 Apple Gift Card = $499
Total spend: $1,999
You’d gain 39,980 Flybuys points from that purchase.
💡 What’s that worth
Around $199.90 off at Coles, Kmart, Target, Officeworks and more
✈️ Or convert it into 19,990 Velocity Points
⚠️ Things to keep in mind
In store only
Limit of 5 gift cards cards per Flybuys member per day
Bonus points are capped at 50,000 points per day
Both limits align with a daily maximum spend of $2,500
If you want more than the daily cap, spread your purchases over a few days or separate Flybuys accounts
The results are in!
Last week, we asked the community to tell us the best deal or points hack that helped them prep for Christmas, plus what they’re planning to use their points for.
Here are some of our favourites!
I just bought a house and I need to connect all my utilities etc. I used comparison sites on ShopBack for power ($50 cash back) and internet ($90 cash back) and have been buying house stuff on days when I know there’s bonus cash back (e.g. $75 cash back when I bought toaster, kettle at microwave at Good Guys). All stuff I needed to buy / organise anyway!
Using the 7-Eleven App and using the fuel lock feature every Tuesday (or cheapest fuel day), then filling up within 10 days when suits you rather than battling crowds at fuel stations.
We were planning on giving our twin girls 2 iPad Airs next year for their graduation. When we saw your newsletter about 20x rewards points, we grabbed 4k worth of Apple gift cards! Bought a one way flight from Paris to Perth with the points. We bought the iPads using the gift cards last weekend when Apple store had the black friday event! We got $480 gift card back from that purchase. Big money win!
Making use of the free trial of Coles Plus to boost my points with increased grocery spending over Xmas!!
Gift card offer 💳
20x EDR points on Luxury Escapes, Flight Centre IKEA, Hoyts and RedBalloon gift cards at Woolies
🛒 Eligible cards
Luxury Escapes: $100-500 variable load
Flight Centre: $200 ($6.95 purchase fee)
IKEA: $100, $200
Hoyts: $30, $50, $100
RedBalloon: $100, $200
You'll earn 20 points per $1 spent on these cards.
💡 What it’s worth
If you spend $1,000 on gift cards, you’ll earn:
Around $100 off at Woolworths, Big W and BWS
✈️ Or convert it into 10,000 Qantas Points
⚠️ Things to keep in mind
In store only
Limit of 5 gift cards per day
Limit of 2 Flight Centre gift cards per day
Flight Centre gift cards incur a $6.95 purchase fee
Luxury Escapes have a redemption limit of $1,500 gift card value per booking
On the podcast this week:
Tash is joined by Albert from Seed Property
Albert moved to Australia with a $5,000 emergency fund and built a $3.5M property portfolio by 28
His long term plan? Leverage his investments to pay off his home within 10 years
Many Aussies are millionaires on paper thanks to property but it doesn’t feel that way
Better renter protections could make the housing market fairer for everyone
The hidden toll of housing instability from constantly uplifting of lives to a lack of community
✨ Things I’m loving this week:
🍽️ Hunky Dory
Grilled fish, chips & salad for $16.90!
Money wins in the community 📥
Got a money win, lesson or tip? We’d love to hear it and celebrate with you!
Reply to this email we’ll feature a few in the weekly newsletter.
Note: This newsletter contains Amazon affiliate links. I will receive a small commission if you make a purchase.
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Tash Invests would like to acknowledge the Traditional Custodians of the land on which we work and play, from coast to coast, across land, waters and communities. We pay our respects to Elders past, present and emerging.
