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Helloooo

I saw a post about crazy cheap flights from Melb/Syd to South Africa yesterday, (less than $800 return!!!).

Unfortunately that price disappeared very quickly (probably an error), buuuuut there are still return flights with Singapore Airlines available for $1200ish which is still really really good. South Africa has been on my bucket list for a little while so these flights are VERY tempting.

I used to jump at the opportunity to book cheap flights the minute I saw them, but I’ve been super busy setting up Tash Lends and have plans to grow it fairly quickly this year. The thought of disappearing on safari in a few months, in a really less than ideal timezone, is honestly a bit scary.

You really have to plan for the unknowns when setting up a business like this and having a team rely on you (just sent out a contract for my 5th full time team member!) is quite daunting at times.

In saying that though, the whole reason I wanted to work for myself was so I could have the freedom to do fun random things like fly to South Africa because the flights were on sale. Might have to give this one a miss for now and revisit later in the year, but flights are still there at the time of sending this - if you are free to take advantage!!

BONUS POINTS OFFER
Earn double Velocity Points on Virgin flights


🛒 How it works

  • Activate the offer in your Velocity App here

  • Book an eligible Virgin Australia flight by 13 February 2026

  • Enter your Velocity Frequent Flyer number at checkout

  • Take your eligible flight by 30 December 2026

  • Points will be credited within 4 weeks of meeting the criteria

⚠️ Things to keep in mind

  • Each eligible guest on the same booking can earn bonus points once the offer is activated

  • Unlimited redemptions on this offer during the promo period

  • Eligible flights include any Domestic, Trans-Tasman or International Short Haul Virgin Australia flights

  • Bonus Points are in addition to base Points earned

BONUS POINTS OFFER
Up to 35,000 Velocity Points with AGL


🛒 How it works

For new and moving customers:

  • Head to the offer page

  • Enter your address to check if your location is eligible

  • Choose the AGL Velocity offer

  • Enter your Velocity membership number during sign up

  • Stay with AGL for at least 45 days from active supply to receive your bonus points

For existing customers:

  • Head to the AGL website

  • Switch to the AGL Velocity offer

  • Earn up to 6,000 bonus points

💡 What it’s worth

Here’s a breakdown of the points on offer:

⚠️ Things to keep in mind

  • Offers differ between new and existing customers

  • Not all states are eligible for all offers due to where AGL supplies

  • You must stay for at least 12 months to receive the second bonus points

  • Plan pricing varies by state, network and usage, so always compare via Energy Made Easy & Compare Energy Victoria before switching

BONUS POINTS OFFER
20x Flybuys points on Apple gift cards at Coles


🛒 How it works

  • No activation required

  • Visit Coles in-store

  • Scan your Flybuys card on checkout

  • Receive 20x points per $1 spent

  • Eligible cards:

    • $20, $30, $50, $100, $200

    • Variable load ($20-$500)

💡 What it’s worth

A breakdown of the points you could earn using this offer:

Real life example

Upgrading your laptop for uni, work or school? 💻

Buying Apple gift cards at Coles to put towards a MacBook Pro ($2,349) could earn you:

  • 46,980 Flybuys points = $234.90 Flybuys dollars

  • ✈️ Or convert to 23,490 Velocity Points

⚠️ Things to keep in mind

  • Only available in store at Coles

  • Maximum 50,000 points per customer per day

  • Purchase limit of 5 cards per customer per day (max is 5 x $500 = $2,500)

On the podcast this week

  • One of Tash’s investment properties jumped nearly $50k in just one month! Find out where else her money grew

  • A full breakdown of how much progress she’s made on her mortgages

  • Her exact net worth for January 2026

  • Want to track yours too? Tash shares the spreadsheet she built and actually uses here

  • Tune in to hear every dollar spent so far, from branding to payroll

  • How Tash is paying her brokers, what weekly payroll looks like, and why she’s expecting to lose money for 6 months

  • The full breakdown of setup costs, hiring expenses, and how the business actually makes money

  • If you’ve ever wondered what it really takes to start a business - this is it

Things I’m NOT loving this week

If you’ve got a mortgage, this likely means higher repayments are on the way and it’s completely normal to feel a bit uneasy about what that looks like for your budget.

You don’t have to navigate this alone. Our brokers can help you:
• review your current rate
• explore refinance options
• run the numbers on what this change means for you

Book in with one of our brokers today, or join the waitlist below for more availability.

Tash Lends

Tash Lends

Mortgages

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